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  • Renee McElroy

Financial Wellness Tip of the Week (12/2/2020)


You may have heard the term “financial literacy” before. This concept describes the process of helping someone learn about financial topics.


While financial empowerment includes the concept of financial literacy, it goes beyond just acquiring knowledge. The main focus of financial empowerment is to build the skills you need to manage money and learn to choose the financial products and services that work for you.


When you’re financially empowered, you’re both informed and skilled. You know where to get help with your financial challenges and can access and choose financial products and services that meet your needs. This sense of empowerment builds confidence, helping you effectively use your financial knowledge, skills, and resources to reach your goals.


If you feel knowledgeable about financial topics and comfortable in your own approach to money management, credit, debt, and financial products, you can better help others face money issues that may be complicating their lives.



Image Description: Hand holding megaphone. Two characters, each with an arm raised feeling empowered. A quote by Racquel Williams reads "empowerment means taking control of your destiny and encouraging yourself to do better and encouraging yourself to build more and have a better life."

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  • Renee McElroy

REPAYING DEBTS LATE MAY RESULT IN STRESS!!!


Credit Management Best Practices:


Keep It Active: Always Pay On Time "if you can't pay it off, at least pay the minimum"

Keep it Low: Maintain a low credit balance "utilization of 30% or less on each card"

Keep it Up: Credit history of six months or more "use cards at least once every six months, don't close cards"


Contact us today to get assistance with managing your credit.




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  • Renee McElroy

Free Financial Counseling!


Have questions about how to pay off debt?

Not sure how to start a budget?

Unclear about the current COVID-19 situation?

Need an accountability partner to help you manage your finances?


Contact us to set up an appointment today.