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Your Money Guide

This Touch Stones Financial Wellness Services Guide to Financial Wellbeing was created for you. Your Money Guide is issued monthly covering various topics with tips and resources related to financial wellbeing.

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Issue #1

SHRED? SCAN? Or KEEP?

There is a fine line between holding on to important financial documents and medical records and other important papers, and hoarding.  Here is a guide to help you draw that line.

Issue #2

Why Should I Change My Bank?

You might get higher rates on your savings, lower rates on your loans, a service that fits your needs better, or all of those things. Here is a guide to help you draw that line.

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Issue #3

Give Yourself a Financial Check-Up

Financial Counselors & Coaches ask their clients these questions to determine if they’re in control of their finances. So, the question is how fiscally fit are you?

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Issue #4

HOW TO BE YOUR OWN TAXMAN

While taxes are often daunting for many of us, preparing your own return may be easier than you think. It’s cheaper, too. Check out this special Your Money Guide focusing on five steps to help you during tax season while navigating tax preparation.

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Issue #5

How to be a smart shopper: 6 rules for shopping smarter

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Issue #6

DO I NEED THAT INSURANCE?

Travel? Cellphone? Pet? When does a specialty policy make sense?

There are many different insurance policies out there.  How do I know which one to buy and which one to pass up? Read this issue to find out.

Issue # 7

4 Numbers that Tell Your Financial Future

These numbers are important measures of financial health and can help guide you to long-term security.

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Issue #8

Understanding Medical Debt & Collections

 Medical billing and collections can hurt people when they are already struggling with a health crisis. If this sounds like you or a loved one, help is available. Here is a guide to help you.

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ISSUE #9
The Importance of Having a Will

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When Aretha Franklin, Prince, and even Howard Hughes died without a will, they left their estates and families in turmoil. You don’t have to.

Issue #11

Staying on Budget During the Holidays

There is such a thing as being too generous, especially during the holidays. If you're starting to worry about what the holiday season is going to do to your credit card debt levels and bank balances, it might be time to think about a plan for your holiday spending that won’t cause holiday stress. In 2019, Americans budgeted, on average, $846 for presents. That can be a tough bill to face in the new year.

 

Here are some holiday spending tips to help get you through the season with your wallet intact to make the season a little less stressful and a little easier on your debt limit.

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